Call reports 2020
UNION STATE BANK — 2020
What UNION STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 107,515,000 | 109,076,000 | 112,272,000 | 117,265,000 |
| Total loans | 59,954,000 | 64,400,000 | 61,585,000 | 61,905,000 |
| Allowance for loan losses | 551,000 | 543,000 | 550,000 | 550,000 |
| Securities available for sale | 17,883,000 | 14,642,000 | 28,576,000 | 33,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,495,000 | 94,903,000 | 97,952,000 | 102,609,000 |
| Interest-bearing deposits | 73,541,000 | 70,485,000 | 74,528,000 | 74,711,000 |
| Noninterest-bearing deposits | 19,954,000 | 24,418,000 | 23,424,000 | 27,898,000 |
| Equity capital | 8,569,000 | 8,758,000 | 8,904,000 | 9,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,839,000 | 2,917,000 | 3,831,000 |
| Interest expense | 133,000 | 252,000 | 354,000 | 441,000 |
| Net interest income | 797,000 | 1,587,000 | 2,563,000 | 3,390,000 |
| Noninterest income | 170,000 | 306,000 | 471,000 | 685,000 |
| Noninterest expense | 723,000 | 1,427,000 | 2,222,000 | 3,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 453,000 | 799,000 | 977,000 |
| Income tax | 12,000 | 22,000 | 39,000 | 39,000 |
| Net income | 232,000 | 431,000 | 760,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,166,000 | 8,340,000 | 8,524,000 | 8,577,000 |
| Total capital | 8,717,000 | 8,883,000 | 9,074,000 | 9,127,000 |
| Risk-weighted assets | 60,391,000 | 58,195,000 | 60,480,000 | 62,959,000 |