Call reports 2019
UNION STATE BANK — 2019
What UNION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 91,942,000 | 92,476,000 | 89,330,000 | 92,888,000 |
| Total loans | 55,607,000 | 56,528,000 | 56,045,000 | 58,647,000 |
| Allowance for loan losses | 547,000 | 547,000 | 551,000 | 551,000 |
| Securities available for sale | 16,366,000 | 20,368,000 | 17,234,000 | 14,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,766,000 | 84,106,000 | 80,788,000 | 84,193,000 |
| Interest-bearing deposits | 66,243,000 | 67,415,000 | 62,841,000 | 65,247,000 |
| Noninterest-bearing deposits | 17,523,000 | 16,691,000 | 17,947,000 | 18,946,000 |
| Equity capital | 7,786,000 | 7,998,000 | 8,151,000 | 8,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,847,000 | 2,808,000 | 3,746,000 |
| Interest expense | 141,000 | 287,000 | 431,000 | 578,000 |
| Net interest income | 773,000 | 1,560,000 | 2,377,000 | 3,168,000 |
| Noninterest income | 163,000 | 347,000 | 542,000 | 722,000 |
| Noninterest expense | 745,000 | 1,471,000 | 2,251,000 | 3,116,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 191,000 | 436,000 | 671,000 | 1,010,000 |
| Income tax | 9,000 | 21,000 | 33,000 | 49,000 |
| Net income | 182,000 | 415,000 | 638,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,694,000 | 7,747,000 | 7,894,000 | 8,074,000 |
| Total capital | 8,241,000 | 8,295,000 | 8,445,000 | 8,625,000 |
| Risk-weighted assets | 55,102,000 | 56,544,000 | 54,491,000 | 57,842,000 |