Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,192,000 | 84,744,000 | 89,334,000 | 90,088,000 |
| Total loans | 55,504,000 | 54,968,000 | 56,433,000 | 57,464,000 |
| Allowance for loan losses | 548,000 | 548,000 | 548,000 | 548,000 |
| Securities available for sale | 17,598,000 | 17,327,000 | 15,755,000 | 17,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,672,000 | 77,103,000 | 81,604,000 | 82,197,000 |
| Interest-bearing deposits | 63,594,000 | 60,461,000 | 64,011,000 | 64,467,000 |
| Noninterest-bearing deposits | 17,078,000 | 16,642,000 | 17,593,000 | 17,730,000 |
| Equity capital | 7,280,000 | 7,369,000 | 7,426,000 | 7,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,567,000 | 2,411,000 | 3,320,000 |
| Interest expense | 72,000 | 156,000 | 265,000 | 389,000 |
| Net interest income | 710,000 | 1,411,000 | 2,146,000 | 2,931,000 |
| Noninterest income | 155,000 | 341,000 | 502,000 | 651,000 |
| Noninterest expense | 714,000 | 1,403,000 | 2,088,000 | 2,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 349,000 | 558,000 | 659,000 |
| Income tax | 7,000 | 17,000 | 21,000 | 25,000 |
| Net income | 144,000 | 332,000 | 537,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,347,000 | 7,445,000 | 7,535,000 | 7,530,000 |
| Total capital | 7,895,000 | 7,993,000 | 8,083,000 | 8,078,000 |
| Risk-weighted assets | 56,745,000 | 54,556,000 | 58,107,000 | 58,705,000 |