Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 86,658,000 | 85,375,000 | 89,003,000 | 88,778,000 |
| Total loans | 54,251,000 | 56,275,000 | 56,999,000 | 57,045,000 |
| Allowance for loan losses | 548,000 | 548,000 | 548,000 | 548,000 |
| Securities available for sale | 19,521,000 | 19,304,000 | 18,289,000 | 18,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,239,000 | 77,880,000 | 81,374,000 | 78,228,000 |
| Interest-bearing deposits | 63,616,000 | 61,167,000 | 65,487,000 | 61,880,000 |
| Noninterest-bearing deposits | 15,623,000 | 16,713,000 | 15,887,000 | 16,348,000 |
| Equity capital | 7,173,000 | 7,245,000 | 7,399,000 | 7,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,527,000 | 2,327,000 | 3,121,000 |
| Interest expense | 45,000 | 92,000 | 142,000 | 192,000 |
| Net interest income | 713,000 | 1,435,000 | 2,185,000 | 2,929,000 |
| Noninterest income | 158,000 | 362,000 | 670,000 | 966,000 |
| Noninterest expense | 758,000 | 1,506,000 | 2,286,000 | 3,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 291,000 | 600,000 | 748,000 |
| Income tax | 5,000 | 14,000 | 29,000 | 36,000 |
| Net income | 108,000 | 277,000 | 571,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,014,000 | 7,054,000 | 7,276,000 | 7,288,000 |
| Total capital | 7,562,000 | 7,602,000 | 7,824,000 | 7,836,000 |
| Risk-weighted assets | 63,669,000 | 58,165,000 | 58,269,000 | 57,560,000 |