Call reports 2008
UNION STATE BANK — 2008
What UNION STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 87,040,000 | 77,471,000 | 70,423,000 | 71,517,000 |
| Total loans | 52,483,000 | 49,944,000 | 49,761,000 | 47,627,000 |
| Allowance for loan losses | 524,000 | 911,000 | 536,000 | 559,000 |
| Securities available for sale | 23,147,000 | 20,203,000 | 13,019,000 | 11,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,791,000 | 68,731,000 | 63,564,000 | 64,188,000 |
| Interest-bearing deposits | 68,458,000 | 60,592,000 | 56,251,000 | 55,626,000 |
| Noninterest-bearing deposits | 7,333,000 | 8,139,000 | 7,313,000 | 8,562,000 |
| Equity capital | 6,472,000 | 5,813,000 | 5,330,000 | 5,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,373,000 | 3,442,000 | 4,429,000 |
| Interest expense | 591,000 | 1,035,000 | 1,387,000 | 1,700,000 |
| Net interest income | 671,000 | 1,338,000 | 2,055,000 | 2,729,000 |
| Noninterest income | 167,000 | 377,000 | 530,000 | 746,000 |
| Noninterest expense | 694,000 | 1,410,000 | 2,152,000 | 2,907,000 |
| Provision for loan losses | 24,000 | 507,000 | 987,000 | 1,075,000 |
| Pretax income | 120,000 | -147,000 | -689,000 | -717,000 |
| Income tax | 6,000 | 9,000 | 12,000 | -50,000 |
| Net income | 114,000 | -156,000 | -701,000 | -667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,364,000 | 5,976,000 | 5,431,000 | 5,870,000 |
| Total capital | 6,888,000 | 6,675,000 | 5,967,000 | 6,429,000 |
| Risk-weighted assets | 58,220,000 | 55,706,000 | 51,856,000 | 50,056,000 |
Machine access — free, no API key
Every figure shown here about UNION STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.