Call reports 2025
TRIAD BANK — 2025
What TRIAD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 916,208,000 | 971,207,000 | 992,145,000 | 979,200,000 |
| Total loans | 746,010,000 | 746,620,000 | 748,830,000 | 768,637,000 |
| Allowance for loan losses | 12,973,000 | 13,185,000 | 13,562,000 | 13,634,000 |
| Securities available for sale | 31,925,000 | 31,978,000 | 32,581,000 | 31,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,190,000 | 776,073,000 | 794,071,000 | 782,667,000 |
| Interest-bearing deposits | 588,172,000 | 635,465,000 | 646,631,000 | 627,282,000 |
| Noninterest-bearing deposits | 129,018,000 | 140,608,000 | 147,440,000 | 155,385,000 |
| Equity capital | 94,085,000 | 95,686,000 | 99,363,000 | 102,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,762,000 | 28,687,000 | 44,180,000 | 59,607,000 |
| Interest expense | 5,448,000 | 11,446,000 | 17,744,000 | 23,598,000 |
| Net interest income | 8,314,000 | 17,241,000 | 26,436,000 | 36,009,000 |
| Noninterest income | 400,000 | 812,000 | 1,213,000 | 1,668,000 |
| Noninterest expense | 4,194,000 | 8,748,000 | 13,335,000 | 18,561,000 |
| Provision for loan losses | 0 | 208,000 | 583,000 | 1,448,000 |
| Pretax income | 4,520,000 | 8,855,000 | 13,489,000 | 17,691,000 |
| Income tax | 1,095,000 | 2,171,000 | 3,315,000 | 4,339,000 |
| Net income | 3,425,000 | 6,684,000 | 10,174,000 | 13,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,138,000 | 96,922,000 | 100,438,000 | 103,645,000 |
| Total capital | 104,845,000 | 106,516,000 | 110,035,000 | 113,665,000 |
| Risk-weighted assets | 772,623,000 | 762,976,000 | 762,832,000 | 797,304,000 |