Call reports 2024
TRIAD BANK — 2024
What TRIAD BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 818,993,000 | 859,313,000 | 865,400,000 | 878,125,000 |
| Total loans | 669,685,000 | 713,095,000 | 723,118,000 | 729,485,000 |
| Allowance for loan losses | 11,371,000 | 12,061,000 | 12,291,000 | 12,968,000 |
| Securities available for sale | 37,424,000 | 35,336,000 | 35,890,000 | 35,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,080,000 | 682,949,000 | 675,663,000 | 689,899,000 |
| Interest-bearing deposits | 493,335,000 | 534,542,000 | 536,030,000 | 547,293,000 |
| Noninterest-bearing deposits | 153,745,000 | 148,407,000 | 139,633,000 | 142,606,000 |
| Equity capital | 84,276,000 | 86,821,000 | 86,588,000 | 91,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,924,000 | 26,429,000 | 40,571,000 | 54,488,000 |
| Interest expense | 4,639,000 | 9,521,000 | 14,847,000 | 20,085,000 |
| Net interest income | 8,285,000 | 16,908,000 | 25,724,000 | 34,403,000 |
| Noninterest income | 362,000 | 785,000 | 1,185,000 | 1,778,000 |
| Noninterest expense | 4,033,000 | 9,348,000 | 13,779,000 | 17,708,000 |
| Provision for loan losses | 125,000 | 885,000 | 1,110,000 | 2,038,000 |
| Pretax income | 4,489,000 | 7,460,000 | 12,020,000 | 16,754,000 |
| Income tax | 1,088,000 | 1,819,000 | 2,936,000 | 4,075,000 |
| Net income | 3,401,000 | 5,641,000 | 9,084,000 | 12,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,180,000 | 87,422,000 | 88,382,000 | 91,996,000 |
| Total capital | 93,772,000 | 96,559,000 | 97,649,000 | 101,423,000 |
| Risk-weighted assets | 683,414,000 | 726,889,000 | 737,154,000 | 749,914,000 |