Call reports 2023
TRIAD BANK — 2023
What TRIAD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 747,942,000 | 772,837,000 | 777,118,000 | 833,840,000 |
| Total loans | 584,029,000 | 599,597,000 | 632,825,000 | 660,746,000 |
| Allowance for loan losses | 8,731,000 | 9,733,000 | 10,603,000 | 11,244,000 |
| Securities available for sale | 42,783,000 | 35,967,000 | 35,856,000 | 37,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,761,000 | 613,306,000 | 601,477,000 | 654,611,000 |
| Interest-bearing deposits | 405,890,000 | 419,202,000 | 416,187,000 | 492,925,000 |
| Noninterest-bearing deposits | 166,871,000 | 194,104,000 | 185,290,000 | 161,686,000 |
| Equity capital | 72,384,000 | 76,118,000 | 79,330,000 | 79,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,380,000 | 20,184,000 | 31,479,000 | 43,884,000 |
| Interest expense | 2,134,000 | 4,886,000 | 8,184,000 | 12,314,000 |
| Net interest income | 7,246,000 | 15,298,000 | 23,295,000 | 31,570,000 |
| Noninterest income | 326,000 | 881,000 | 1,312,000 | 1,679,000 |
| Noninterest expense | 3,409,000 | 7,066,000 | 10,929,000 | 14,859,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,925,000 | 2,975,000 |
| Pretax income | 4,163,000 | 8,113,000 | 11,753,000 | 15,415,000 |
| Income tax | 1,015,000 | 1,932,000 | 2,826,000 | 3,911,000 |
| Net income | 3,148,000 | 6,181,000 | 8,927,000 | 11,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,390,000 | 77,431,000 | 80,186,000 | 81,771,000 |
| Total capital | 81,892,000 | 85,304,000 | 88,542,000 | 90,427,000 |
| Risk-weighted assets | 597,778,000 | 626,756,000 | 665,084,000 | 688,673,000 |