Call reports 2022
TRIAD BANK — 2022
What TRIAD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 724,451,000 | 729,242,000 | 670,931,000 | 661,355,000 |
| Total loans | 534,549,000 | 530,551,000 | 544,033,000 | 569,228,000 |
| Allowance for loan losses | 7,156,000 | 7,157,000 | 8,419,000 | 9,921,000 |
| Securities available for sale | 44,205,000 | 47,177,000 | 46,346,000 | 36,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,144,000 | 603,557,000 | 541,949,000 | 524,242,000 |
| Interest-bearing deposits | 424,209,000 | 386,373,000 | 360,174,000 | 366,092,000 |
| Noninterest-bearing deposits | 176,935,000 | 217,184,000 | 181,775,000 | 158,150,000 |
| Equity capital | 63,298,000 | 66,724,000 | 68,427,000 | 69,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,913,000 | 12,429,000 | 20,095,000 | 29,433,000 |
| Interest expense | 804,000 | 1,583,000 | 2,549,000 | 3,475,000 |
| Net interest income | 5,109,000 | 10,846,000 | 17,546,000 | 25,958,000 |
| Noninterest income | 877,000 | 1,224,000 | 2,346,000 | 1,447,000 |
| Noninterest expense | 3,102,000 | 6,502,000 | 10,216,000 | 13,641,000 |
| Provision for loan losses | 120,000 | 120,000 | 1,380,000 | 2,880,000 |
| Pretax income | 2,764,000 | 5,448,000 | 8,296,000 | 10,884,000 |
| Income tax | 664,000 | 1,343,000 | 2,068,000 | 2,691,000 |
| Net income | 2,100,000 | 4,105,000 | 6,228,000 | 8,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,111,000 | 68,126,000 | 70,259,000 | 71,233,000 |
| Total capital | 71,148,000 | 75,106,000 | 77,512,000 | 78,696,000 |
| Risk-weighted assets | 562,818,000 | 558,215,000 | 579,138,000 | 594,560,000 |