Call reports 2021
TRIAD BANK — 2021
What TRIAD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 596,090,000 | 610,004,000 | 650,136,000 | 693,225,000 |
| Total loans | 508,723,000 | 525,818,000 | 532,102,000 | 538,430,000 |
| Allowance for loan losses | 6,063,000 | 6,517,000 | 6,788,000 | 7,035,000 |
| Securities available for sale | 26,405,000 | 26,572,000 | 23,515,000 | 25,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,139,000 | 463,436,000 | 523,787,000 | 564,529,000 |
| Interest-bearing deposits | 298,441,000 | 328,546,000 | 366,876,000 | 403,477,000 |
| Noninterest-bearing deposits | 142,698,000 | 134,890,000 | 156,911,000 | 161,052,000 |
| Equity capital | 50,226,000 | 51,823,000 | 56,458,000 | 62,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,484,000 | 11,444,000 | 17,303,000 | 23,228,000 |
| Interest expense | 913,000 | 1,784,000 | 2,658,000 | 3,502,000 |
| Net interest income | 4,571,000 | 9,660,000 | 14,645,000 | 19,726,000 |
| Noninterest income | 356,000 | 686,000 | 1,059,000 | 1,674,000 |
| Noninterest expense | 2,562,000 | 5,400,000 | 8,383,000 | 11,702,000 |
| Provision for loan losses | 0 | 450,000 | 700,000 | 915,000 |
| Pretax income | 2,365,000 | 4,496,000 | 6,621,000 | 8,783,000 |
| Income tax | 566,000 | 1,094,000 | 1,610,000 | 2,080,000 |
| Net income | 1,799,000 | 3,402,000 | 5,011,000 | 6,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,015,000 | 51,640,000 | 56,271,000 | 61,987,000 |
| Total capital | 55,810,000 | 57,753,000 | 62,794,000 | 68,752,000 |
| Risk-weighted assets | 463,349,000 | 488,688,000 | 521,567,000 | 540,891,000 |