Call reports 2020
TRIAD BANK — 2020
What TRIAD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 410,773,000 | 522,657,000 | 572,688,000 | 570,447,000 |
| Total loans | 354,161,000 | 450,930,000 | 493,998,000 | 489,369,000 |
| Allowance for loan losses | 4,419,000 | 5,897,000 | 5,903,000 | 6,057,000 |
| Securities available for sale | 21,591,000 | 20,965,000 | 18,847,000 | 23,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,805,000 | 385,727,000 | 372,856,000 | 397,134,000 |
| Interest-bearing deposits | 227,769,000 | 257,865,000 | 256,365,000 | 272,264,000 |
| Noninterest-bearing deposits | 76,036,000 | 127,862,000 | 116,491,000 | 124,870,000 |
| Equity capital | 38,129,000 | 41,191,000 | 42,639,000 | 46,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,539,000 | 9,787,000 | 14,748,000 | 20,185,000 |
| Interest expense | 1,032,000 | 1,930,000 | 2,888,000 | 3,861,000 |
| Net interest income | 3,507,000 | 7,857,000 | 11,860,000 | 16,324,000 |
| Noninterest income | 239,000 | 572,000 | 918,000 | 1,266,000 |
| Noninterest expense | 2,210,000 | 4,043,000 | 6,499,000 | 9,188,000 |
| Provision for loan losses | 170,000 | 1,625,000 | 1,625,000 | 1,775,000 |
| Pretax income | 1,366,000 | 2,761,000 | 4,654,000 | 6,627,000 |
| Income tax | 341,000 | 578,000 | 1,043,000 | 1,527,000 |
| Net income | 1,025,000 | 2,183,000 | 3,611,000 | 5,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,067,000 | 41,243,000 | 42,689,000 | 46,197,000 |
| Total capital | 42,486,000 | 46,062,000 | 48,195,000 | 51,877,000 |
| Risk-weighted assets | 368,442,000 | 384,439,000 | 440,104,000 | 453,932,000 |