Call reports 2019
TRIAD BANK — 2019
What TRIAD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 380,692,000 | 378,676,000 | 384,235,000 | 382,912,000 |
| Total loans | 302,736,000 | 306,344,000 | 317,480,000 | 331,096,000 |
| Allowance for loan losses | 3,930,000 | 4,061,000 | 4,067,000 | 4,244,000 |
| Securities available for sale | 25,777,000 | 24,354,000 | 33,086,000 | 24,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,294,000 | 293,220,000 | 296,526,000 | 297,002,000 |
| Interest-bearing deposits | 232,626,000 | 228,454,000 | 227,683,000 | 228,892,000 |
| Noninterest-bearing deposits | 65,668,000 | 64,766,000 | 68,843,000 | 68,110,000 |
| Equity capital | 33,863,000 | 34,963,000 | 36,061,000 | 37,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,398,000 | 8,969,000 | 13,593,000 | 18,152,000 |
| Interest expense | 1,099,000 | 2,258,000 | 3,426,000 | 4,500,000 |
| Net interest income | 3,299,000 | 6,711,000 | 10,167,000 | 13,652,000 |
| Noninterest income | 144,000 | 362,000 | 663,000 | 872,000 |
| Noninterest expense | 1,929,000 | 4,065,000 | 6,293,000 | 8,536,000 |
| Provision for loan losses | 225,000 | 350,000 | 350,000 | 515,000 |
| Pretax income | 1,289,000 | 2,658,000 | 4,187,000 | 5,473,000 |
| Income tax | 334,000 | 706,000 | 1,118,000 | 1,469,000 |
| Net income | 955,000 | 1,952,000 | 3,069,000 | 4,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,930,000 | 34,942,000 | 36,074,000 | 37,024,000 |
| Total capital | 37,860,000 | 38,988,000 | 40,141,000 | 41,268,000 |
| Risk-weighted assets | 319,293,000 | 323,531,000 | 337,846,000 | 347,912,000 |