Call reports 2018
TRIAD BANK — 2018
What TRIAD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 319,948,000 | 337,485,000 | 333,766,000 | 360,674,000 |
| Total loans | 265,794,000 | 280,994,000 | 285,800,000 | 294,665,000 |
| Allowance for loan losses | 3,095,000 | 3,407,000 | 3,515,000 | 3,701,000 |
| Securities available for sale | 22,778,000 | 24,907,000 | 24,772,000 | 24,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,947,000 | 268,679,000 | 257,426,000 | 277,604,000 |
| Interest-bearing deposits | 200,987,000 | 210,283,000 | 196,119,000 | 214,451,000 |
| Noninterest-bearing deposits | 52,960,000 | 58,396,000 | 61,307,000 | 63,153,000 |
| Equity capital | 30,232,000 | 31,028,000 | 31,865,000 | 32,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,381,000 | 7,076,000 | 10,865,000 | 15,011,000 |
| Interest expense | 586,000 | 1,240,000 | 1,964,000 | 2,873,000 |
| Net interest income | 2,795,000 | 5,836,000 | 8,901,000 | 12,138,000 |
| Noninterest income | 161,000 | 449,000 | 631,000 | 753,000 |
| Noninterest expense | 1,912,000 | 3,787,000 | 5,749,000 | 7,815,000 |
| Provision for loan losses | 0 | 330,000 | 430,000 | 580,000 |
| Pretax income | 1,044,000 | 2,168,000 | 3,353,000 | 4,496,000 |
| Income tax | 278,000 | 585,000 | 903,000 | 1,196,000 |
| Net income | 766,000 | 1,583,000 | 2,450,000 | 3,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,381,000 | 31,213,000 | 32,095,000 | 32,960,000 |
| Total capital | 33,476,000 | 34,620,000 | 35,610,000 | 36,661,000 |
| Risk-weighted assets | 285,034,000 | 299,492,000 | 316,022,000 | 314,121,000 |