Call reports 2017
TRIAD BANK — 2017
What TRIAD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 295,783,000 | 290,270,000 | 302,009,000 | 306,568,000 |
| Total loans | 237,654,000 | 241,947,000 | 249,903,000 | 267,807,000 |
| Allowance for loan losses | 3,152,000 | 3,158,000 | 2,983,000 | 3,055,000 |
| Securities available for sale | 21,660,000 | 21,726,000 | 22,239,000 | 22,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,049,000 | 231,354,000 | 240,695,000 | 240,078,000 |
| Interest-bearing deposits | 184,235,000 | 180,725,000 | 189,890,000 | 185,133,000 |
| Noninterest-bearing deposits | 50,814,000 | 50,629,000 | 50,805,000 | 54,945,000 |
| Equity capital | 28,424,000 | 29,090,000 | 29,740,000 | 29,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,905,000 | 5,885,000 | 8,970,000 | 12,259,000 |
| Interest expense | 381,000 | 755,000 | 1,139,000 | 1,588,000 |
| Net interest income | 2,524,000 | 5,130,000 | 7,831,000 | 10,671,000 |
| Noninterest income | 155,000 | 355,000 | 542,000 | 731,000 |
| Noninterest expense | 1,711,000 | 3,513,000 | 5,318,000 | 7,364,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 233,000 |
| Pretax income | 968,000 | 1,972,000 | 3,005,000 | 3,805,000 |
| Income tax | 367,000 | 767,000 | 1,165,000 | 1,784,000 |
| Net income | 601,000 | 1,205,000 | 1,840,000 | 2,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,441,000 | 29,060,000 | 29,706,000 | 29,601,000 |
| Total capital | 31,593,000 | 32,217,000 | 32,689,000 | 32,656,000 |
| Risk-weighted assets | 254,772,000 | 259,881,000 | 274,014,000 | 285,925,000 |