Call reports 2016
TRIAD BANK — 2016
What TRIAD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 279,250,000 | 285,784,000 | 283,079,000 | 300,931,000 |
| Total loans | 230,703,000 | 239,238,000 | 242,116,000 | 249,640,000 |
| Allowance for loan losses | 2,719,000 | 2,951,000 | 3,016,000 | 3,148,000 |
| Securities available for sale | 17,982,000 | 17,134,000 | 17,417,000 | 21,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,303,000 | 225,256,000 | 222,817,000 | 235,562,000 |
| Interest-bearing deposits | 173,194,000 | 173,371,000 | 172,438,000 | 184,732,000 |
| Noninterest-bearing deposits | 49,109,000 | 51,885,000 | 50,379,000 | 50,830,000 |
| Equity capital | 26,300,000 | 26,810,000 | 27,399,000 | 27,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,657,000 | 5,479,000 | 8,340,000 | 11,264,000 |
| Interest expense | 315,000 | 645,000 | 992,000 | 1,358,000 |
| Net interest income | 2,342,000 | 4,834,000 | 7,348,000 | 9,906,000 |
| Noninterest income | 162,000 | 363,000 | 588,000 | 863,000 |
| Noninterest expense | 1,621,000 | 3,313,000 | 5,081,000 | 6,878,000 |
| Provision for loan losses | 113,000 | 343,000 | 398,000 | 525,000 |
| Pretax income | 770,000 | 1,595,000 | 2,526,000 | 3,435,000 |
| Income tax | 294,000 | 619,000 | 983,000 | 1,328,000 |
| Net income | 476,000 | 976,000 | 1,543,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,198,000 | 26,697,000 | 27,275,000 | 27,840,000 |
| Total capital | 28,917,000 | 29,648,000 | 30,291,000 | 30,988,000 |
| Risk-weighted assets | 241,837,000 | 252,316,000 | 256,825,000 | 263,693,000 |