Call reports 2015
TRIAD BANK — 2015
What TRIAD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 257,165,000 | 258,949,000 | 259,467,000 | 269,738,000 |
| Total loans | 201,915,000 | 214,182,000 | 217,235,000 | 222,648,000 |
| Allowance for loan losses | 2,601,000 | 2,605,000 | 2,612,000 | 2,616,000 |
| Securities available for sale | 22,437,000 | 19,104,000 | 17,547,000 | 17,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,004,000 | 202,505,000 | 200,239,000 | 215,553,000 |
| Interest-bearing deposits | 155,816,000 | 154,787,000 | 152,340,000 | 161,022,000 |
| Noninterest-bearing deposits | 45,188,000 | 47,718,000 | 47,899,000 | 54,531,000 |
| Equity capital | 24,588,000 | 24,957,000 | 25,595,000 | 25,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,926,000 | 7,590,000 | 10,232,000 |
| Interest expense | 320,000 | 637,000 | 938,000 | 1,256,000 |
| Net interest income | 2,107,000 | 4,289,000 | 6,652,000 | 8,976,000 |
| Noninterest income | 50,000 | 249,000 | 390,000 | 456,000 |
| Noninterest expense | 1,488,000 | 3,116,000 | 4,777,000 | 6,440,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 676,000 | 1,433,000 | 2,277,000 | 3,005,000 |
| Income tax | 280,000 | 569,000 | 885,000 | 1,154,000 |
| Net income | 396,000 | 864,000 | 1,392,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,566,000 | 25,035,000 | 25,562,000 | 25,722,000 |
| Total capital | 27,167,000 | 27,640,000 | 28,174,000 | 28,338,000 |
| Risk-weighted assets | 220,258,000 | 228,604,000 | 228,014,000 | 233,063,000 |