Call reports 2014
TRIAD BANK — 2014
What TRIAD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 248,774,000 | 255,013,000 | 247,675,000 | 238,171,000 |
| Total loans | 181,297,000 | 192,375,000 | 189,427,000 | 194,220,000 |
| Allowance for loan losses | 2,558,000 | 2,579,000 | 2,586,000 | 2,599,000 |
| Securities available for sale | 25,954,000 | 21,184,000 | 28,974,000 | 26,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,314,000 | 196,098,000 | 192,234,000 | 182,290,000 |
| Interest-bearing deposits | 155,539,000 | 156,875,000 | 153,266,000 | 141,253,000 |
| Noninterest-bearing deposits | 34,775,000 | 39,223,000 | 38,968,000 | 41,037,000 |
| Equity capital | 22,832,000 | 23,545,000 | 24,010,000 | 24,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,851,000 | 7,268,000 | 9,679,000 |
| Interest expense | 317,000 | 657,000 | 991,000 | 1,307,000 |
| Net interest income | 2,079,000 | 4,194,000 | 6,277,000 | 8,372,000 |
| Noninterest income | 91,000 | 163,000 | 268,000 | 400,000 |
| Noninterest expense | 1,524,000 | 3,014,000 | 4,482,000 | 5,917,000 |
| Provision for loan losses | 12,000 | 30,000 | 30,000 | 40,000 |
| Pretax income | 634,000 | 1,314,000 | 2,034,000 | 2,833,000 |
| Income tax | 247,000 | 521,000 | 810,000 | 1,132,000 |
| Net income | 387,000 | 793,000 | 1,224,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,542,000 | 23,952,000 | 24,388,000 | 24,868,000 |
| Total capital | 26,060,000 | 26,531,000 | 26,970,000 | 27,440,000 |
| Risk-weighted assets | 201,369,000 | 209,506,000 | 206,523,000 | 205,749,000 |