Call reports 2013
TRIAD BANK — 2013
What TRIAD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 220,735,000 | 225,159,000 | 221,372,000 | 231,965,000 |
| Total loans | 162,025,000 | 168,531,000 | 175,866,000 | 180,415,000 |
| Allowance for loan losses | 2,459,000 | 2,439,000 | 2,539,000 | 2,545,000 |
| Securities available for sale | 28,747,000 | 26,717,000 | 25,986,000 | 25,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,294,000 | 173,047,000 | 163,774,000 | 174,393,000 |
| Interest-bearing deposits | 149,041,000 | 150,679,000 | 138,526,000 | 143,305,000 |
| Noninterest-bearing deposits | 21,253,000 | 22,368,000 | 25,248,000 | 31,088,000 |
| Equity capital | 21,876,000 | 21,748,000 | 21,919,000 | 22,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,500,000 | 6,891,000 | 9,288,000 |
| Interest expense | 342,000 | 625,000 | 939,000 | 1,262,000 |
| Net interest income | 1,912,000 | 3,875,000 | 5,952,000 | 8,026,000 |
| Noninterest income | 178,000 | 362,000 | 257,000 | 374,000 |
| Noninterest expense | 1,449,000 | 3,020,000 | 4,227,000 | 5,743,000 |
| Provision for loan losses | 45,000 | 45,000 | 135,000 | 135,000 |
| Pretax income | 596,000 | 1,172,000 | 1,847,000 | 2,522,000 |
| Income tax | 236,000 | 465,000 | 729,000 | 997,000 |
| Net income | 360,000 | 707,000 | 1,118,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,970,000 | 22,326,000 | 22,741,000 | 23,152,000 |
| Total capital | 24,214,000 | 24,679,000 | 25,140,000 | 25,602,000 |
| Risk-weighted assets | 179,372,000 | 188,193,000 | 191,774,000 | 195,910,000 |