Call reports 2012
TRIAD BANK — 2012
What TRIAD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,712,000 | 198,762,000 | 204,427,000 | 221,511,000 |
| Total loans | 151,233,000 | 157,810,000 | 160,550,000 | 163,931,000 |
| Allowance for loan losses | 2,835,000 | 2,905,000 | 2,940,000 | 2,401,000 |
| Securities available for sale | 21,022,000 | 23,587,000 | 20,435,000 | 27,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,352,000 | 149,226,000 | 154,644,000 | 171,322,000 |
| Interest-bearing deposits | 129,134,000 | 130,642,000 | 134,141,000 | 147,096,000 |
| Noninterest-bearing deposits | 19,218,000 | 18,584,000 | 20,503,000 | 24,226,000 |
| Equity capital | 20,579,000 | 20,899,000 | 21,203,000 | 21,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,346,000 | 4,711,000 | 7,026,000 | 9,389,000 |
| Interest expense | 423,000 | 834,000 | 1,225,000 | 1,605,000 |
| Net interest income | 1,923,000 | 3,877,000 | 5,801,000 | 7,784,000 |
| Noninterest income | 99,000 | 213,000 | 351,000 | 519,000 |
| Noninterest expense | 1,216,000 | 2,784,000 | 4,191,000 | 5,668,000 |
| Provision for loan losses | 255,000 | 318,000 | 416,000 | 463,000 |
| Pretax income | 612,000 | 1,049,000 | 1,606,000 | 2,233,000 |
| Income tax | 220,000 | 383,000 | 595,000 | 833,000 |
| Net income | 392,000 | 666,000 | 1,011,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,566,000 | 20,847,000 | 21,204,000 | 21,602,000 |
| Total capital | 22,556,000 | 22,933,000 | 23,352,000 | 23,848,000 |
| Risk-weighted assets | 157,926,000 | 166,092,000 | 171,172,000 | 179,504,000 |