Call reports 2011
TRIAD BANK — 2011
What TRIAD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 184,777,000 | 189,570,000 | 192,824,000 | 197,715,000 |
| Total loans | 149,411,000 | 150,044,000 | 148,498,000 | 156,157,000 |
| Allowance for loan losses | 2,880,000 | 2,593,000 | 2,700,000 | 2,960,000 |
| Securities available for sale | 17,651,000 | 23,430,000 | 24,362,000 | 27,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,128,000 | 148,748,000 | 150,982,000 | 155,475,000 |
| Interest-bearing deposits | 131,987,000 | 132,881,000 | 134,897,000 | 136,085,000 |
| Noninterest-bearing deposits | 12,141,000 | 15,867,000 | 16,085,000 | 19,390,000 |
| Equity capital | 17,944,000 | 18,113,000 | 19,929,000 | 20,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,498,000 | 6,761,000 | 9,022,000 |
| Interest expense | 571,000 | 1,125,000 | 1,653,000 | 2,092,000 |
| Net interest income | 1,625,000 | 3,373,000 | 5,108,000 | 6,930,000 |
| Noninterest income | 76,000 | 145,000 | 238,000 | 387,000 |
| Noninterest expense | 1,104,000 | 2,340,000 | 3,546,000 | 4,649,000 |
| Provision for loan losses | 376,000 | 798,000 | 1,158,000 | 1,461,000 |
| Pretax income | 221,000 | 380,000 | 642,000 | 1,207,000 |
| Income tax | 90,000 | 158,000 | 255,000 | 454,000 |
| Net income | 131,000 | 222,000 | 387,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,998,000 | 18,104,000 | 19,783,000 | 20,162,000 |
| Total capital | 19,926,000 | 20,039,000 | 21,753,000 | 22,221,000 |
| Risk-weighted assets | 153,312,000 | 154,166,000 | 157,072,000 | 163,803,000 |