Call reports 2010
TRIAD BANK — 2010
What TRIAD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 159,630,000 | 178,112,000 | 180,629,000 | 172,681,000 |
| Total loans | 130,068,000 | 132,955,000 | 144,632,000 | 147,618,000 |
| Allowance for loan losses | 1,965,000 | 2,150,000 | 2,285,000 | 2,822,000 |
| Securities available for sale | 12,121,000 | 20,656,000 | 23,110,000 | 17,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,015,000 | 134,365,000 | 136,854,000 | 129,313,000 |
| Interest-bearing deposits | 112,882,000 | 122,072,000 | 124,534,000 | 113,784,000 |
| Noninterest-bearing deposits | 11,133,000 | 12,293,000 | 12,321,000 | 15,529,000 |
| Equity capital | 17,555,000 | 17,776,000 | 17,906,000 | 17,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,956,000 | 6,076,000 | 8,225,000 |
| Interest expense | 651,000 | 1,291,000 | 1,955,000 | 2,551,000 |
| Net interest income | 1,286,000 | 2,665,000 | 4,121,000 | 5,674,000 |
| Noninterest income | 28,000 | 66,000 | 93,000 | 144,000 |
| Noninterest expense | 836,000 | 1,728,000 | 2,667,000 | 3,789,000 |
| Provision for loan losses | 243,000 | 509,000 | 841,000 | 1,359,000 |
| Pretax income | 235,000 | 494,000 | 706,000 | 670,000 |
| Income tax | 92,000 | 197,000 | 287,000 | 281,000 |
| Net income | 143,000 | 297,000 | 419,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,315,000 | 17,483,000 | 17,617,000 | 17,852,000 |
| Total capital | 18,991,000 | 19,250,000 | 19,494,000 | 19,756,000 |
| Risk-weighted assets | 133,831,000 | 141,007,000 | 149,873,000 | 150,874,000 |