Call reports 2009
TRIAD BANK — 2009
What TRIAD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 165,868,000 | 176,237,000 | 170,831,000 | 158,615,000 |
| Total loans | 124,905,000 | 128,339,000 | 129,030,000 | 129,563,000 |
| Allowance for loan losses | 2,125,000 | 1,725,000 | 1,744,000 | 1,872,000 |
| Securities available for sale | 16,244,000 | 33,899,000 | 12,740,000 | 11,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,629,000 | 129,729,000 | 131,451,000 | 121,404,000 |
| Interest-bearing deposits | 114,742,000 | 120,902,000 | 120,796,000 | 108,073,000 |
| Noninterest-bearing deposits | 10,887,000 | 8,827,000 | 10,655,000 | 13,332,000 |
| Equity capital | 16,942,000 | 16,893,000 | 17,116,000 | 17,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,853,000 | 6,001,000 | 8,082,000 |
| Interest expense | 855,000 | 1,798,000 | 2,686,000 | 3,438,000 |
| Net interest income | 945,000 | 2,055,000 | 3,315,000 | 4,644,000 |
| Noninterest income | 49,000 | 81,000 | 104,000 | 124,000 |
| Noninterest expense | 791,000 | 1,706,000 | 2,604,000 | 3,477,000 |
| Provision for loan losses | 75,000 | 117,000 | 307,000 | 513,000 |
| Pretax income | 128,000 | 313,000 | 519,000 | 789,000 |
| Income tax | 52,000 | 126,000 | 209,000 | 317,000 |
| Net income | 76,000 | 187,000 | 310,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,409,000 | 16,488,000 | 16,871,000 | 17,075,000 |
| Total capital | 18,044,000 | 18,161,000 | 18,553,000 | 18,737,000 |
| Risk-weighted assets | 130,271,000 | 133,827,000 | 134,513,000 | 132,903,000 |