Call reports 2025
COLONY BANK — 2025
What COLONY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,160,265,000 | 3,102,490,000 | 3,139,991,000 | 3,720,806,000 |
| Total loans | 1,946,107,000 | 2,015,743,000 | 2,056,342,000 | 2,460,214,000 |
| Allowance for loan losses | 19,997,000 | 19,153,000 | 18,086,000 | 23,014,000 |
| Securities available for sale | 379,610,000 | 373,572,000 | 304,496,000 | 383,044,000 |
| Securities held to maturity | 421,894,000 | 409,634,000 | 389,135,000 | 386,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,648,929,000 | 2,591,361,000 | 2,617,957,000 | 3,098,170,000 |
| Interest-bearing deposits | 2,172,713,000 | 2,121,445,000 | 2,142,187,000 | 2,540,718,000 |
| Noninterest-bearing deposits | 476,216,000 | 469,916,000 | 475,770,000 | 557,452,000 |
| Equity capital | 314,422,000 | 311,867,000 | 322,541,000 | 397,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 35,479,000 | 72,270,000 | 109,111,000 | 149,773,000 |
| Interest expense | 13,646,000 | 27,167,000 | 40,427,000 | 54,347,000 |
| Net interest income | 21,833,000 | 45,103,000 | 68,684,000 | 95,426,000 |
| Noninterest income | 8,970,000 | 19,168,000 | 29,893,000 | 40,978,000 |
| Noninterest expense | 20,347,000 | 42,528,000 | 67,188,000 | 93,033,000 |
| Provision for loan losses | 1,623,000 | 1,828,000 | 2,588,000 | 4,497,000 |
| Pretax income | 9,046,000 | 19,988,000 | 27,767,000 | 38,132,000 |
| Income tax | 1,914,000 | 4,152,000 | 5,943,000 | 8,148,000 |
| Net income | 7,132,000 | 15,836,000 | 21,824,000 | 29,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 300,693,000 | 294,474,000 | 300,368,000 | 355,640,000 |
| Total capital | 321,380,000 | 314,562,000 | 319,529,000 | 378,421,000 |
| Risk-weighted assets | 2,140,700,000 | 2,224,966,000 | 2,253,458,000 | 2,613,568,000 |