Call reports 2024
COLONY BANK — 2024
What COLONY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,005,346,000 | 2,997,254,000 | 3,054,874,000 | 3,098,615,000 |
| Total loans | 1,890,120,000 | 1,905,706,000 | 1,913,797,000 | 1,882,766,000 |
| Allowance for loan losses | 18,657,000 | 18,806,000 | 19,663,000 | 18,980,000 |
| Securities available for sale | 380,659,000 | 374,466,000 | 368,125,000 | 362,876,000 |
| Securities held to maturity | 447,167,000 | 442,945,000 | 440,706,000 | 430,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,550,264,000 | 2,484,294,000 | 2,558,600,000 | 2,597,225,000 |
| Interest-bearing deposits | 2,046,335,000 | 2,022,602,000 | 2,085,078,000 | 2,105,660,000 |
| Noninterest-bearing deposits | 503,929,000 | 461,692,000 | 473,522,000 | 491,565,000 |
| Equity capital | 288,451,000 | 295,798,000 | 298,093,000 | 303,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 33,255,000 | 66,537,000 | 101,087,000 | 137,042,000 |
| Interest expense | 13,663,000 | 27,599,000 | 42,666,000 | 57,227,000 |
| Net interest income | 19,592,000 | 38,938,000 | 58,421,000 | 79,815,000 |
| Noninterest income | 10,009,000 | 19,906,000 | 30,393,000 | 41,101,000 |
| Noninterest expense | 20,556,000 | 41,065,000 | 62,098,000 | 83,453,000 |
| Provision for loan losses | 950,000 | 1,766,000 | 2,762,000 | 3,612,000 |
| Pretax income | 7,454,000 | 15,267,000 | 23,171,000 | 32,848,000 |
| Income tax | 1,638,000 | 3,272,000 | 4,762,000 | 6,851,000 |
| Net income | 5,816,000 | 11,995,000 | 18,409,000 | 25,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 284,732,000 | 292,220,000 | 286,942,000 | 294,474,000 |
| Total capital | 304,814,000 | 312,286,000 | 307,618,000 | 314,267,000 |
| Risk-weighted assets | 2,129,746,000 | 2,109,697,000 | 2,099,503,000 | 2,054,976,000 |