Call reports 2022
COLONY BANK — 2022
What COLONY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,682,488,000 | 2,722,323,000 | 2,799,773,000 | 2,927,951,000 |
| Total loans | 1,378,260,000 | 1,491,331,000 | 1,610,558,000 | 1,754,849,000 |
| Allowance for loan losses | 12,919,000 | 13,963,000 | 15,182,000 | 16,128,000 |
| Securities available for sale | 653,046,000 | 657,186,000 | 438,171,000 | 430,934,000 |
| Securities held to maturity | 307,008,000 | 304,014,000 | 468,306,000 | 465,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,385,769,000 | 2,403,557,000 | 2,454,617,000 | 2,532,026,000 |
| Interest-bearing deposits | 1,792,800,000 | 1,758,533,000 | 1,851,315,000 | 1,921,827,000 |
| Noninterest-bearing deposits | 592,969,000 | 645,024,000 | 603,302,000 | 610,199,000 |
| Equity capital | 236,421,000 | 222,258,000 | 240,696,000 | 247,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,230,000 | 41,485,000 | 65,188,000 | 91,561,000 |
| Interest expense | 848,000 | 2,444,000 | 4,466,000 | 8,566,000 |
| Net interest income | 19,382,000 | 39,041,000 | 60,722,000 | 82,995,000 |
| Noninterest income | 9,239,000 | 19,635,000 | 28,114,000 | 36,021,000 |
| Noninterest expense | 21,855,000 | 46,431,000 | 68,089,000 | 90,206,000 |
| Provision for loan losses | 50,000 | 1,150,000 | 2,470,000 | 3,370,000 |
| Pretax income | 6,740,000 | 10,763,000 | 17,727,000 | 24,855,000 |
| Income tax | 1,078,000 | 1,546,000 | 2,900,000 | 4,216,000 |
| Net income | 5,662,000 | 9,217,000 | 14,827,000 | 20,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,803,000 | 215,812,000 | 247,922,000 | 256,684,000 |
| Total capital | 227,722,000 | 229,775,000 | 263,104,000 | 272,812,000 |
| Risk-weighted assets | 1,721,185,000 | 1,850,890,000 | 1,972,633,000 | 2,100,260,000 |