Call reports 2021
COLONY BANK — 2021
What COLONY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,795,938,000 | 1,751,548,000 | 2,508,968,000 | 2,687,322,000 |
| Total loans | 1,091,204,000 | 1,053,528,000 | 1,336,557,000 | 1,376,127,000 |
| Allowance for loan losses | 12,693,000 | 12,871,000 | 12,877,000 | 12,910,000 |
| Securities available for sale | 433,484,000 | 469,715,000 | 830,417,000 | 947,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,533,860,000 | 1,548,822,000 | 2,205,467,000 | 2,382,541,000 |
| Interest-bearing deposits | 1,446,947,000 | 1,470,014,000 | 1,990,483,000 | 1,822,033,000 |
| Noninterest-bearing deposits | 86,913,000 | 78,808,000 | 214,984,000 | 560,508,000 |
| Equity capital | 170,859,000 | 175,353,000 | 242,179,000 | 243,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,368,000 | 31,346,000 | 50,655,000 | 70,887,000 |
| Interest expense | 836,000 | 1,546,000 | 2,452,000 | 3,385,000 |
| Net interest income | 14,532,000 | 29,800,000 | 48,203,000 | 67,502,000 |
| Noninterest income | 8,570,000 | 16,114,000 | 25,307,000 | 36,377,000 |
| Noninterest expense | 15,791,000 | 33,145,000 | 54,207,000 | 78,853,000 |
| Provision for loan losses | 500,000 | 500,000 | 650,000 | 700,000 |
| Pretax income | 6,807,000 | 12,406,000 | 18,790,000 | 24,239,000 |
| Income tax | 1,659,000 | 3,139,000 | 3,645,000 | 5,224,000 |
| Net income | 5,148,000 | 9,267,000 | 15,145,000 | 19,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,946,000 | 155,232,000 | 186,798,000 | 190,355,000 |
| Total capital | 163,639,000 | 168,103,000 | 199,675,000 | 203,265,000 |
| Risk-weighted assets | 1,184,901,000 | 1,120,759,000 | 1,574,226,000 | 1,669,053,000 |