Call reports 2020
COLONY BANK — 2020
What COLONY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,506,239,000 | 1,772,165,000 | 1,754,278,000 | 1,760,944,000 |
| Total loans | 1,000,048,000 | 1,130,514,000 | 1,157,470,000 | 1,111,889,000 |
| Allowance for loan losses | 8,384,000 | 10,289,000 | 11,020,000 | 12,127,000 |
| Securities available for sale | 333,085,000 | 373,366,000 | 363,356,000 | 380,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,299,757,000 | 1,426,110,000 | 1,419,007,000 | 1,447,698,000 |
| Interest-bearing deposits | 1,244,541,000 | 1,357,960,000 | 1,346,153,000 | 1,393,447,000 |
| Noninterest-bearing deposits | 55,216,000 | 68,150,000 | 72,854,000 | 54,251,000 |
| Equity capital | 165,165,000 | 169,127,000 | 172,033,000 | 176,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,555,000 | 31,087,000 | 46,622,000 | 63,086,000 |
| Interest expense | 2,483,000 | 4,097,000 | 5,605,000 | 6,664,000 |
| Net interest income | 13,072,000 | 26,990,000 | 41,017,000 | 56,422,000 |
| Noninterest income | 3,870,000 | 8,659,000 | 15,193,000 | 23,392,000 |
| Noninterest expense | 12,976,000 | 26,048,000 | 41,970,000 | 58,495,000 |
| Provision for loan losses | 1,955,000 | 4,156,000 | 5,262,000 | 6,558,000 |
| Pretax income | 2,304,000 | 5,738,000 | 9,987,000 | 15,687,000 |
| Income tax | 420,000 | 1,141,000 | 2,080,000 | 3,030,000 |
| Net income | 1,884,000 | 4,597,000 | 7,907,000 | 12,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,577,000 | 143,456,000 | 147,026,000 | 151,923,000 |
| Total capital | 148,961,000 | 153,745,000 | 158,046,000 | 164,050,000 |
| Risk-weighted assets | 1,065,887,000 | 1,104,451,000 | 1,101,345,000 | 1,127,067,000 |