Call reports 2019
COLONY BANK — 2019
What COLONY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,277,057,000 | 1,504,936,000 | 1,473,499,000 | 1,511,400,000 |
| Total loans | 779,478,000 | 938,519,000 | 966,893,000 | 978,890,000 |
| Allowance for loan losses | 6,589,000 | 6,789,000 | 6,600,000 | 6,863,000 |
| Securities available for sale | 357,889,000 | 409,839,000 | 368,720,000 | 347,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,113,162,000 | 1,299,908,000 | 1,253,204,000 | 1,296,271,000 |
| Interest-bearing deposits | 1,064,638,000 | 1,226,252,000 | 1,203,846,000 | 1,237,748,000 |
| Noninterest-bearing deposits | 48,524,000 | 73,656,000 | 49,358,000 | 58,523,000 |
| Equity capital | 121,779,000 | 161,611,000 | 164,388,000 | 164,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,013,000 | 28,111,000 | 44,295,000 | 60,440,000 |
| Interest expense | 2,386,000 | 5,269,000 | 8,359,000 | 11,114,000 |
| Net interest income | 10,627,000 | 22,842,000 | 35,936,000 | 49,326,000 |
| Noninterest income | 2,316,000 | 6,086,000 | 10,016,000 | 14,082,000 |
| Noninterest expense | 8,720,000 | 20,921,000 | 33,874,000 | 47,073,000 |
| Provision for loan losses | 131,000 | 310,000 | 524,000 | 1,104,000 |
| Pretax income | 4,092,000 | 7,762,000 | 11,653,000 | 15,328,000 |
| Income tax | 816,000 | 1,553,000 | 2,320,000 | 3,035,000 |
| Net income | 3,276,000 | 6,209,000 | 9,333,000 | 12,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,075,000 | 141,765,000 | 143,426,000 | 144,581,000 |
| Total capital | 132,664,000 | 148,554,000 | 150,026,000 | 151,444,000 |
| Risk-weighted assets | 840,467,000 | 1,023,201,000 | 1,053,753,000 | 1,067,584,000 |