Call reports 2016
COLONY BANK — 2016
What COLONY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,166,533,000 | 1,145,128,000 | 1,150,984,000 | 1,208,667,000 |
| Total loans | 753,905,000 | 763,827,000 | 775,735,000 | 753,922,000 |
| Allowance for loan losses | 9,549,000 | 9,390,000 | 9,203,000 | 8,923,000 |
| Securities available for sale | 308,840,000 | 307,926,000 | 286,089,000 | 323,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,003,421,000 | 979,417,000 | 981,939,000 | 1,046,664,000 |
| Interest-bearing deposits | 966,568,000 | 945,478,000 | 948,812,000 | 1,007,143,000 |
| Noninterest-bearing deposits | 36,853,000 | 33,939,000 | 33,127,000 | 39,521,000 |
| Equity capital | 119,648,000 | 123,188,000 | 120,082,000 | 113,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,089,000 | 22,230,000 | 33,386,000 | 44,589,000 |
| Interest expense | 1,494,000 | 2,966,000 | 4,419,000 | 5,895,000 |
| Net interest income | 9,595,000 | 19,264,000 | 28,967,000 | 38,694,000 |
| Noninterest income | 2,054,000 | 4,261,000 | 6,571,000 | 8,408,000 |
| Noninterest expense | 7,943,000 | 16,101,000 | 24,515,000 | 32,627,000 |
| Provision for loan losses | 354,000 | 708,000 | 1,062,000 | 1,062,000 |
| Pretax income | 3,354,000 | 6,845,000 | 10,346,000 | 13,798,000 |
| Income tax | 1,085,000 | 2,197,000 | 3,256,000 | 4,309,000 |
| Net income | 2,269,000 | 4,648,000 | 7,090,000 | 9,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,587,000 | 122,971,000 | 120,819,000 | 118,723,000 |
| Total capital | 130,136,000 | 132,361,000 | 130,022,000 | 127,646,000 |
| Risk-weighted assets | 784,030,000 | 784,717,000 | 790,291,000 | 784,950,000 |