Call reports 2015
COLONY BANK — 2015
What COLONY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,154,779,000 | 1,137,135,000 | 1,125,450,000 | 1,172,145,000 |
| Total loans | 753,243,000 | 759,690,000 | 763,849,000 | 758,279,000 |
| Allowance for loan losses | 8,377,000 | 8,480,000 | 8,402,000 | 8,604,000 |
| Securities available for sale | 279,139,000 | 273,878,000 | 271,611,000 | 296,149,000 |
| Securities held to maturity | 31,000 | 27,000 | 28,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 990,713,000 | 972,751,000 | 961,994,000 | 1,015,655,000 |
| Interest-bearing deposits | 960,533,000 | 937,465,000 | 929,861,000 | 980,339,000 |
| Noninterest-bearing deposits | 30,180,000 | 35,286,000 | 32,133,000 | 35,316,000 |
| Equity capital | 118,523,000 | 119,670,000 | 119,718,000 | 113,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,866,000 | 21,796,000 | 32,913,000 | 44,276,000 |
| Interest expense | 1,548,000 | 3,110,000 | 4,609,000 | 6,086,000 |
| Net interest income | 9,318,000 | 18,686,000 | 28,304,000 | 38,190,000 |
| Noninterest income | 2,194,000 | 4,557,000 | 6,396,000 | 7,972,000 |
| Noninterest expense | 8,053,000 | 16,166,000 | 23,904,000 | 31,852,000 |
| Provision for loan losses | 362,000 | 491,000 | 741,000 | 866,000 |
| Pretax income | 3,100,000 | 6,589,000 | 10,067,000 | 13,433,000 |
| Income tax | 997,000 | 2,080,000 | 3,151,000 | 4,233,000 |
| Net income | 2,103,000 | 4,509,000 | 6,916,000 | 9,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,229,000 | 123,638,000 | 122,048,000 | 118,335,000 |
| Total capital | 129,606,000 | 132,118,000 | 130,450,000 | 126,939,000 |
| Risk-weighted assets | 788,539,000 | 791,169,000 | 794,205,000 | 793,751,000 |