Call reports 2018
STATE BANK OF GEORGIA — 2018
What STATE BANK OF GEORGIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 90,742,000 | 96,162,000 |
| Total loans | 81,277,000 | 80,978,000 |
| Allowance for loan losses | 704,000 | 704,000 |
| Securities available for sale | 4,931,000 | 4,885,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 75,306,000 | 80,316,000 |
| Interest-bearing deposits | 52,047,000 | 57,123,000 |
| Noninterest-bearing deposits | 23,259,000 | 23,193,000 |
| Equity capital | 13,023,000 | 13,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 1,214,000 | 2,455,000 |
| Interest expense | 94,000 | 202,000 |
| Net interest income | 1,120,000 | 2,253,000 |
| Noninterest income | 55,000 | 110,000 |
| Noninterest expense | 1,009,000 | 1,767,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 166,000 | 596,000 |
| Income tax | 42,000 | 146,000 |
| Net income | 124,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 12,982,000 | 13,414,000 |
| Total capital | 13,686,000 | 14,118,000 |
| Risk-weighted assets | 78,851,000 | 80,835,000 |