Call reports 2017
STATE BANK OF GEORGIA — 2017
What STATE BANK OF GEORGIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,021,000 | 90,053,000 | 95,697,000 | 100,597,000 |
| Total loans | 64,421,000 | 72,239,000 | 73,558,000 | 75,283,000 |
| Allowance for loan losses | 1,277,000 | 755,000 | 756,000 | 727,000 |
| Securities available for sale | 5,271,000 | 5,321,000 | 5,203,000 | 5,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,351,000 | 72,757,000 | 78,099,000 | 82,912,000 |
| Interest-bearing deposits | 46,546,000 | 53,552,000 | 56,855,000 | 60,683,000 |
| Noninterest-bearing deposits | 11,805,000 | 19,206,000 | 21,244,000 | 22,229,000 |
| Equity capital | 12,024,000 | 12,596,000 | 12,824,000 | 12,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,078,000 | 3,235,000 | 4,416,000 |
| Interest expense | 91,000 | 181,000 | 271,000 | 388,000 |
| Net interest income | 926,000 | 1,897,000 | 2,964,000 | 4,028,000 |
| Noninterest income | 42,000 | 91,000 | 157,000 | 224,000 |
| Noninterest expense | 743,000 | 1,479,000 | 2,218,000 | 3,183,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | -500,000 |
| Pretax income | 223,000 | 1,015,000 | 1,409,000 | 1,575,000 |
| Income tax | 83,000 | 373,000 | 523,000 | 526,000 |
| Net income | 140,000 | 642,000 | 886,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,818,000 | 12,483,000 | 12,823,000 | 12,827,000 |
| Total capital | 12,624,000 | 13,238,000 | 13,579,000 | 13,554,000 |
| Risk-weighted assets | 63,939,000 | 71,864,000 | 73,617,000 | 74,562,000 |