Call reports 2025
AMERICAN FIRST NATIONAL BANK — 2025
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,807,023,000 | 2,864,206,000 | 2,892,564,000 | 2,884,603,000 |
| Total loans | 2,414,873,000 | 2,411,532,000 | 2,378,848,000 | 2,402,090,000 |
| Allowance for loan losses | 24,312,000 | 24,660,000 | 24,670,000 | 25,639,000 |
| Securities available for sale | 87,104,000 | 91,584,000 | 103,574,000 | 100,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,411,929,000 | 2,453,272,000 | 2,463,642,000 | 2,459,125,000 |
| Interest-bearing deposits | 2,007,977,000 | 2,072,622,000 | 2,093,214,000 | 2,087,404,000 |
| Noninterest-bearing deposits | 403,952,000 | 380,650,000 | 370,428,000 | 371,721,000 |
| Equity capital | 357,201,000 | 371,040,000 | 385,703,000 | 380,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 46,021,000 | 93,936,000 | 143,419,000 | 191,792,000 |
| Interest expense | 19,708,000 | 39,647,000 | 59,977,000 | 79,570,000 |
| Net interest income | 26,313,000 | 54,289,000 | 83,442,000 | 112,222,000 |
| Noninterest income | 622,000 | 1,251,000 | 1,846,000 | 2,310,000 |
| Noninterest expense | 11,171,000 | 22,064,000 | 33,759,000 | 54,578,000 |
| Provision for loan losses | 0 | 562,000 | 1,073,000 | 2,192,000 |
| Pretax income | 15,764,000 | 32,914,000 | 50,456,000 | 57,698,000 |
| Income tax | 3,345,000 | 6,956,000 | 10,648,000 | 12,195,000 |
| Net income | 12,419,000 | 25,958,000 | 39,808,000 | 45,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 359,620,000 | 373,158,000 | 387,009,000 | 381,981,000 |
| Total capital | 385,019,000 | 398,905,000 | 412,766,000 | 408,772,000 |
| Risk-weighted assets | 2,541,276,000 | 2,518,323,000 | 2,473,965,000 | 2,502,140,000 |