Call reports 2024
AMERICAN FIRST NATIONAL BANK — 2024
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,633,810,000 | 2,685,200,000 | 2,792,590,000 | 2,739,261,000 |
| Total loans | 2,321,512,000 | 2,350,708,000 | 2,362,945,000 | 2,405,773,000 |
| Allowance for loan losses | 23,174,000 | 23,124,000 | 24,268,000 | 24,062,000 |
| Securities available for sale | 117,356,000 | 136,878,000 | 137,341,000 | 87,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,272,072,000 | 2,304,369,000 | 2,388,847,000 | 2,350,220,000 |
| Interest-bearing deposits | 1,904,692,000 | 1,924,847,000 | 2,006,307,000 | 1,958,540,000 |
| Noninterest-bearing deposits | 367,380,000 | 379,522,000 | 382,540,000 | 391,680,000 |
| Equity capital | 328,134,000 | 337,302,000 | 350,170,000 | 343,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 43,862,000 | 88,571,000 | 135,764,000 | 183,567,000 |
| Interest expense | 20,302,000 | 41,959,000 | 64,628,000 | 86,374,000 |
| Net interest income | 23,560,000 | 46,612,000 | 71,136,000 | 97,193,000 |
| Noninterest income | 633,000 | 1,226,000 | 1,807,000 | 2,416,000 |
| Noninterest expense | 11,241,000 | 22,678,000 | 33,726,000 | 52,175,000 |
| Provision for loan losses | 534,000 | 534,000 | 2,581,000 | 3,310,000 |
| Pretax income | 12,418,000 | 24,626,000 | 36,718,000 | 44,220,000 |
| Income tax | 2,659,000 | 5,247,000 | 7,809,000 | 9,417,000 |
| Net income | 9,759,000 | 19,379,000 | 28,909,000 | 34,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 331,348,000 | 340,967,000 | 350,497,000 | 347,200,000 |
| Total capital | 355,691,000 | 365,259,000 | 375,852,000 | 372,349,000 |
| Risk-weighted assets | 2,419,542,000 | 2,454,645,000 | 2,463,649,000 | 2,498,272,000 |