Call reports 2023
AMERICAN FIRST NATIONAL BANK — 2023
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,498,010,000 | 2,549,495,000 | 2,581,976,000 | 2,588,150,000 |
| Total loans | 2,173,012,000 | 2,194,224,000 | 2,199,832,000 | 2,272,268,000 |
| Allowance for loan losses | 24,117,000 | 23,233,000 | 23,473,000 | 22,644,000 |
| Securities available for sale | 107,443,000 | 104,933,000 | 103,025,000 | 130,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,175,205,000 | 2,208,296,000 | 2,221,236,000 | 2,228,908,000 |
| Interest-bearing deposits | 1,757,827,000 | 1,800,488,000 | 1,833,663,000 | 1,825,639,000 |
| Noninterest-bearing deposits | 417,378,000 | 407,808,000 | 387,573,000 | 403,269,000 |
| Equity capital | 298,727,000 | 310,862,000 | 322,117,000 | 319,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 39,453,000 | 79,893,000 | 122,690,000 | 166,351,000 |
| Interest expense | 11,934,000 | 26,074,000 | 42,464,000 | 61,130,000 |
| Net interest income | 27,519,000 | 53,819,000 | 80,226,000 | 105,221,000 |
| Noninterest income | 621,000 | 2,031,000 | 2,649,000 | 3,597,000 |
| Noninterest expense | 10,479,000 | 21,559,000 | 32,770,000 | 52,195,000 |
| Provision for loan losses | 0 | 358,000 | 550,000 | 1,105,000 |
| Pretax income | 17,661,000 | 33,899,000 | 49,521,000 | 55,484,000 |
| Income tax | 3,739,000 | 7,185,000 | 10,522,000 | 11,808,000 |
| Net income | 13,922,000 | 26,714,000 | 38,999,000 | 43,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 302,558,000 | 315,350,000 | 327,635,000 | 321,588,000 |
| Total capital | 327,810,000 | 339,752,000 | 352,277,000 | 345,401,000 |
| Risk-weighted assets | 2,273,060,000 | 2,320,141,000 | 2,333,550,000 | 2,391,365,000 |