Call reports 2022
AMERICAN FIRST NATIONAL BANK — 2022
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,312,559,000 | 2,320,643,000 | 2,353,296,000 | 2,489,041,000 |
| Total loans | 2,038,827,000 | 2,098,237,000 | 2,155,537,000 | 2,178,283,000 |
| Allowance for loan losses | 23,021,000 | 23,403,000 | 23,978,000 | 24,454,000 |
| Securities available for sale | 57,230,000 | 67,570,000 | 62,238,000 | 61,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,043,009,000 | 2,040,147,000 | 2,061,073,000 | 2,183,059,000 |
| Interest-bearing deposits | 1,557,543,000 | 1,551,566,000 | 1,588,088,000 | 1,713,687,000 |
| Noninterest-bearing deposits | 485,466,000 | 488,581,000 | 472,985,000 | 469,372,000 |
| Equity capital | 259,338,000 | 273,405,000 | 284,764,000 | 284,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,651,000 | 50,520,000 | 81,047,000 | 117,987,000 |
| Interest expense | 1,765,000 | 3,671,000 | 7,183,000 | 14,442,000 |
| Net interest income | 22,886,000 | 46,849,000 | 73,864,000 | 103,545,000 |
| Noninterest income | 647,000 | 6,101,000 | 6,726,000 | 7,316,000 |
| Noninterest expense | 9,372,000 | 18,786,000 | 28,357,000 | 46,514,000 |
| Provision for loan losses | 212,000 | 547,000 | 1,077,000 | 1,516,000 |
| Pretax income | 13,949,000 | 33,617,000 | 51,156,000 | 62,831,000 |
| Income tax | 2,954,000 | 7,128,000 | 10,836,000 | 13,321,000 |
| Net income | 10,995,000 | 26,489,000 | 40,320,000 | 49,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,665,000 | 276,158,000 | 290,171,000 | 288,935,000 |
| Total capital | 283,813,000 | 299,695,000 | 314,278,000 | 313,524,000 |
| Risk-weighted assets | 2,154,270,000 | 2,256,941,000 | 2,282,144,000 | 2,267,319,000 |