Call reports 2021
AMERICAN FIRST NATIONAL BANK — 2021
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,101,037,000 | 2,140,085,000 | 2,225,935,000 | 2,287,371,000 |
| Total loans | 1,873,011,000 | 1,897,333,000 | 1,941,881,000 | 2,030,843,000 |
| Allowance for loan losses | 21,208,000 | 21,424,000 | 22,097,000 | 22,781,000 |
| Securities available for sale | 59,101,000 | 55,531,000 | 54,459,000 | 50,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,856,490,000 | 1,889,819,000 | 1,964,432,000 | 2,020,478,000 |
| Interest-bearing deposits | 1,471,690,000 | 1,452,245,000 | 1,505,355,000 | 1,542,208,000 |
| Noninterest-bearing deposits | 384,800,000 | 437,574,000 | 459,077,000 | 478,270,000 |
| Equity capital | 233,558,000 | 243,523,000 | 253,878,000 | 250,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 22,410,000 | 45,542,000 | 69,284,000 | 93,782,000 |
| Interest expense | 2,745,000 | 5,046,000 | 6,924,000 | 8,725,000 |
| Net interest income | 19,665,000 | 40,496,000 | 62,360,000 | 85,057,000 |
| Noninterest income | 596,000 | 1,222,000 | 1,879,000 | 2,580,000 |
| Noninterest expense | 8,107,000 | 16,408,000 | 24,989,000 | 39,847,000 |
| Provision for loan losses | 375,000 | 612,000 | 1,267,000 | 1,906,000 |
| Pretax income | 11,779,000 | 24,698,000 | 37,983,000 | 45,884,000 |
| Income tax | 2,489,000 | 5,222,000 | 8,031,000 | 9,717,000 |
| Net income | 9,290,000 | 19,476,000 | 29,952,000 | 36,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,963,000 | 242,149,000 | 252,625,000 | 249,669,000 |
| Total capital | 253,317,000 | 263,717,000 | 274,852,000 | 272,573,000 |
| Risk-weighted assets | 1,985,870,000 | 2,013,205,000 | 2,075,185,000 | 2,165,616,000 |