Call reports 2020
AMERICAN FIRST NATIONAL BANK — 2020
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,944,494,000 | 1,959,485,000 | 2,046,978,000 | 2,065,901,000 |
| Total loans | 1,704,728,000 | 1,749,083,000 | 1,781,222,000 | 1,830,847,000 |
| Allowance for loan losses | 18,059,000 | 19,298,000 | 19,792,000 | 20,787,000 |
| Securities available for sale | 88,138,000 | 75,462,000 | 67,563,000 | 62,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,710,848,000 | 1,728,300,000 | 1,808,496,000 | 1,823,856,000 |
| Interest-bearing deposits | 1,429,031,000 | 1,355,444,000 | 1,432,158,000 | 1,443,481,000 |
| Noninterest-bearing deposits | 281,817,000 | 372,856,000 | 376,338,000 | 380,375,000 |
| Equity capital | 213,225,000 | 219,426,000 | 227,806,000 | 224,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,931,000 | 44,909,000 | 67,335,000 | 89,801,000 |
| Interest expense | 7,029,000 | 12,426,000 | 16,519,000 | 20,029,000 |
| Net interest income | 15,902,000 | 32,483,000 | 50,816,000 | 69,772,000 |
| Noninterest income | 793,000 | 1,360,000 | 1,956,000 | 2,741,000 |
| Noninterest expense | 8,329,000 | 16,226,000 | 24,535,000 | 37,391,000 |
| Provision for loan losses | 1,443,000 | 2,653,000 | 3,108,000 | 4,129,000 |
| Pretax income | 7,303,000 | 15,513,000 | 25,678,000 | 31,542,000 |
| Income tax | 1,546,000 | 3,266,000 | 5,403,000 | 6,643,000 |
| Net income | 5,757,000 | 12,247,000 | 20,275,000 | 24,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,173,000 | 217,663,000 | 225,691,000 | 222,673,000 |
| Total capital | 229,350,000 | 237,076,000 | 245,612,000 | 243,636,000 |
| Risk-weighted assets | 1,840,036,000 | 1,851,189,000 | 1,893,577,000 | 1,932,968,000 |