Call reports 2019
AMERICAN FIRST NATIONAL BANK — 2019
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,678,456,000 | 1,841,720,000 | 1,870,513,000 | 1,904,248,000 |
| Total loans | 1,436,437,000 | 1,507,213,000 | 1,558,165,000 | 1,644,545,000 |
| Allowance for loan losses | 15,395,000 | 16,816,000 | 16,644,000 | 17,483,000 |
| Securities available for sale | 79,430,000 | 121,849,000 | 115,957,000 | 111,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,470,108,000 | 1,626,268,000 | 1,644,016,000 | 1,672,665,000 |
| Interest-bearing deposits | 1,212,538,000 | 1,359,376,000 | 1,365,797,000 | 1,392,477,000 |
| Noninterest-bearing deposits | 257,570,000 | 266,892,000 | 278,219,000 | 280,188,000 |
| Equity capital | 194,260,000 | 201,457,000 | 209,478,000 | 206,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 21,824,000 | 45,075,000 | 69,220,000 | 92,323,000 |
| Interest expense | 4,826,000 | 11,619,000 | 18,785,000 | 25,953,000 |
| Net interest income | 16,998,000 | 33,456,000 | 50,435,000 | 66,370,000 |
| Noninterest income | 778,000 | 1,520,000 | 2,398,000 | 3,182,000 |
| Noninterest expense | 7,483,000 | 15,355,000 | 23,218,000 | 35,544,000 |
| Provision for loan losses | 401,000 | 1,813,000 | 2,402,000 | 3,194,000 |
| Pretax income | 9,892,000 | 17,808,000 | 27,213,000 | 30,814,000 |
| Income tax | 2,069,000 | 3,736,000 | 5,718,000 | 6,480,000 |
| Net income | 7,823,000 | 14,072,000 | 21,495,000 | 24,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,018,000 | 201,267,000 | 208,690,000 | 205,417,000 |
| Total capital | 210,527,000 | 218,189,000 | 225,440,000 | 223,008,000 |
| Risk-weighted assets | 1,537,743,000 | 1,607,678,000 | 1,685,737,000 | 1,765,384,000 |