Call reports 2018
AMERICAN FIRST NATIONAL BANK — 2018
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,468,332,000 | 1,579,881,000 | 1,576,823,000 | 1,587,346,000 |
| Total loans | 1,252,594,000 | 1,278,883,000 | 1,308,666,000 | 1,358,379,000 |
| Allowance for loan losses | 13,980,000 | 13,950,000 | 14,184,000 | 14,702,000 |
| Securities available for sale | 71,032,000 | 88,305,000 | 86,808,000 | 85,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,286,922,000 | 1,391,692,000 | 1,380,495,000 | 1,385,842,000 |
| Interest-bearing deposits | 1,013,254,000 | 1,129,475,000 | 1,116,081,000 | 1,117,551,000 |
| Noninterest-bearing deposits | 273,668,000 | 262,217,000 | 264,414,000 | 268,291,000 |
| Equity capital | 173,485,000 | 179,802,000 | 185,636,000 | 185,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,836,000 | 34,916,000 | 54,119,000 | 74,672,000 |
| Interest expense | 2,479,000 | 5,681,000 | 9,525,000 | 13,832,000 |
| Net interest income | 14,357,000 | 29,235,000 | 44,594,000 | 60,840,000 |
| Noninterest income | 653,000 | 1,353,000 | 1,991,000 | 2,691,000 |
| Noninterest expense | 7,167,000 | 14,437,000 | 21,914,000 | 33,161,000 |
| Provision for loan losses | 0 | 0 | 577,000 | 1,004,000 |
| Pretax income | 7,843,000 | 16,151,000 | 24,094,000 | 29,366,000 |
| Income tax | 1,628,000 | 3,353,000 | 5,012,000 | 6,109,000 |
| Net income | 6,215,000 | 12,798,000 | 19,082,000 | 23,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,738,000 | 181,321,000 | 187,605,000 | 187,195,000 |
| Total capital | 188,851,000 | 195,404,000 | 201,912,000 | 202,025,000 |
| Risk-weighted assets | 1,344,256,000 | 1,371,780,000 | 1,393,863,000 | 1,477,127,000 |