Call reports 2016
AMERICAN FIRST NATIONAL BANK — 2016
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,204,183,000 | 1,231,003,000 | 1,299,960,000 | 1,364,435,000 |
| Total loans | 983,680,000 | 1,001,183,000 | 1,029,953,000 | 1,081,327,000 |
| Allowance for loan losses | 13,221,000 | 13,531,000 | 13,540,000 | 14,045,000 |
| Securities available for sale | 35,372,000 | 45,594,000 | 78,595,000 | 89,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,040,714,000 | 1,063,830,000 | 1,130,354,000 | 1,193,959,000 |
| Interest-bearing deposits | 838,744,000 | 864,512,000 | 917,581,000 | 953,690,000 |
| Noninterest-bearing deposits | 201,970,000 | 199,318,000 | 212,773,000 | 240,269,000 |
| Equity capital | 155,254,000 | 157,984,000 | 160,628,000 | 156,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,983,000 | 28,635,000 | 41,842,000 | 55,867,000 |
| Interest expense | 1,635,000 | 3,386,000 | 5,279,000 | 7,344,000 |
| Net interest income | 14,348,000 | 25,249,000 | 36,563,000 | 48,523,000 |
| Noninterest income | 1,874,000 | 2,382,000 | 2,950,000 | 3,707,000 |
| Noninterest expense | 6,617,000 | 13,330,000 | 20,611,000 | 29,628,000 |
| Provision for loan losses | 0 | 517,000 | 750,000 | 3,627,000 |
| Pretax income | 9,605,000 | 13,784,000 | 18,152,000 | 18,975,000 |
| Income tax | 3,327,000 | 4,745,000 | 6,233,000 | 6,478,000 |
| Net income | 6,278,000 | 9,039,000 | 11,919,000 | 12,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,089,000 | 156,849,000 | 159,730,000 | 157,252,000 |
| Total capital | 167,187,000 | 170,137,000 | 173,331,000 | 171,360,000 |
| Risk-weighted assets | 1,047,599,000 | 1,062,702,000 | 1,122,523,000 | 1,173,297,000 |