Call reports 2015
AMERICAN FIRST NATIONAL BANK — 2015
What AMERICAN FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,102,140,000 | 1,110,919,000 | 1,130,841,000 | 1,166,546,000 |
| Total loans | 941,060,000 | 970,724,000 | 985,515,000 | 973,451,000 |
| Allowance for loan losses | 12,959,000 | 13,219,000 | 13,465,000 | 13,503,000 |
| Securities available for sale | 38,392,000 | 36,905,000 | 36,002,000 | 35,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 949,274,000 | 954,684,000 | 968,939,000 | 1,007,758,000 |
| Interest-bearing deposits | 773,542,000 | 777,693,000 | 786,053,000 | 812,872,000 |
| Noninterest-bearing deposits | 175,732,000 | 176,991,000 | 182,886,000 | 194,886,000 |
| Equity capital | 143,182,000 | 146,282,000 | 150,179,000 | 148,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,374,000 | 25,934,000 | 39,099,000 | 52,554,000 |
| Interest expense | 1,397,000 | 2,807,000 | 4,284,000 | 5,866,000 |
| Net interest income | 11,977,000 | 23,127,000 | 34,815,000 | 46,688,000 |
| Noninterest income | 530,000 | 1,095,000 | 1,750,000 | 2,421,000 |
| Noninterest expense | 6,405,000 | 12,462,000 | 18,969,000 | 27,613,000 |
| Provision for loan losses | 151,000 | 773,000 | 814,000 | 814,000 |
| Pretax income | 5,951,000 | 10,987,000 | 16,782,000 | 20,682,000 |
| Income tax | 2,048,000 | 3,763,000 | 5,746,000 | 7,076,000 |
| Net income | 3,903,000 | 7,224,000 | 11,036,000 | 13,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,929,000 | 145,249,000 | 149,062,000 | 147,811,000 |
| Total capital | 154,594,000 | 158,465,000 | 162,489,000 | 161,065,000 |
| Risk-weighted assets | 1,012,861,000 | 1,057,160,000 | 1,073,985,000 | 1,059,930,000 |