Call reports 2009
FIRST NATIONAL BANK OF EVANT, THE — 2009
What FIRST NATIONAL BANK OF EVANT, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,601,000 | 54,205,000 | 56,352,000 | 57,030,000 |
| Total loans | 35,694,000 | 36,526,000 | 38,213,000 | 38,294,000 |
| Allowance for loan losses | 567,000 | 507,000 | 546,000 | 596,000 |
| Securities available for sale | 8,847,000 | 6,157,000 | 5,308,000 | 5,139,000 |
| Securities held to maturity | 30,000 | 30,000 | 516,000 | 515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,843,000 | 49,747,000 | 51,679,000 | 52,184,000 |
| Interest-bearing deposits | 39,175,000 | 40,768,000 | 42,713,000 | 42,234,000 |
| Noninterest-bearing deposits | 9,668,000 | 8,979,000 | 8,966,000 | 9,950,000 |
| Equity capital | 4,641,000 | 4,326,000 | 4,534,000 | 4,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,435,000 | 2,174,000 | 2,914,000 |
| Interest expense | 211,000 | 403,000 | 585,000 | 750,000 |
| Net interest income | 497,000 | 1,032,000 | 1,589,000 | 2,164,000 |
| Noninterest income | 65,000 | 205,000 | 289,000 | 386,000 |
| Noninterest expense | 403,000 | 838,000 | 1,264,000 | 1,714,000 |
| Provision for loan losses | 0 | 66,000 | 96,000 | 146,000 |
| Pretax income | 159,000 | 333,000 | 518,000 | 690,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 333,000 | 518,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,459,000 | 4,204,000 | 4,389,000 | 4,561,000 |
| Total capital | 4,893,000 | 4,645,000 | 4,839,000 | 5,011,000 |
| Risk-weighted assets | 34,594,000 | 35,217,000 | 37,430,000 | 37,807,000 |
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