Call reports 2017
CBT BANK — 2017
What CBT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 488,307,000 | 496,207,000 | 503,181,000 |
| Total loans | 385,174,000 | 389,090,000 | 394,817,000 |
| Allowance for loan losses | 3,776,000 | 4,026,000 | 2,779,000 |
| Securities available for sale | 51,878,000 | 47,870,000 | 43,869,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 424,033,000 | 431,951,000 | 438,355,000 |
| Interest-bearing deposits | 355,439,000 | 360,258,000 | 367,181,000 |
| Noninterest-bearing deposits | 68,594,000 | 71,693,000 | 71,174,000 |
| Equity capital | 57,381,000 | 57,366,000 | 57,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 4,490,000 | 9,067,000 | 13,799,000 |
| Interest expense | 575,000 | 1,176,000 | 1,804,000 |
| Net interest income | 3,915,000 | 7,891,000 | 11,995,000 |
| Noninterest income | 1,134,000 | 2,315,000 | 3,455,000 |
| Noninterest expense | 3,641,000 | 7,370,000 | 12,116,000 |
| Provision for loan losses | 540,000 | 840,000 | 940,000 |
| Pretax income | 868,000 | 1,996,000 | 2,394,000 |
| Income tax | 202,000 | 495,000 | 525,000 |
| Net income | 666,000 | 1,501,000 | 1,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 49,726,000 | 49,766,000 | 49,570,000 |
| Total capital | 53,502,000 | 53,792,000 | 52,349,000 |
| Risk-weighted assets | 364,783,000 | 371,410,000 | 379,404,000 |