Call reports 2009
CBT BANK — 2009
What CBT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 342,168,000 | 346,723,000 | 352,332,000 | 356,617,000 |
| Total loans | 194,952,000 | 212,030,000 | 219,079,000 | 224,568,000 |
| Allowance for loan losses | 2,487,000 | 2,722,000 | 2,862,000 | 2,989,000 |
| Securities available for sale | 97,553,000 | 88,348,000 | 83,180,000 | 79,603,000 |
| Securities held to maturity | 6,395,000 | 6,394,000 | 6,393,000 | 6,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,708,000 | 307,921,000 | 312,386,000 | 316,851,000 |
| Interest-bearing deposits | 265,612,000 | 271,377,000 | 275,267,000 | 278,836,000 |
| Noninterest-bearing deposits | 38,096,000 | 36,544,000 | 37,119,000 | 38,015,000 |
| Equity capital | 34,681,000 | 34,655,000 | 35,733,000 | 35,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,132,000 | 8,263,000 | 12,653,000 | 16,945,000 |
| Interest expense | 1,189,000 | 2,390,000 | 3,518,000 | 4,578,000 |
| Net interest income | 2,943,000 | 5,873,000 | 9,135,000 | 12,367,000 |
| Noninterest income | 877,000 | 1,872,000 | 2,933,000 | 3,988,000 |
| Noninterest expense | 2,857,000 | 5,962,000 | 8,948,000 | 11,988,000 |
| Provision for loan losses | 250,000 | 590,000 | 840,000 | 1,185,000 |
| Pretax income | 713,000 | 1,654,000 | 2,741,000 | 3,643,000 |
| Income tax | 168,000 | 398,000 | 670,000 | 902,000 |
| Net income | 545,000 | 1,256,000 | 2,071,000 | 2,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,874,000 | 23,338,000 | 23,004,000 | 24,137,000 |
| Total capital | 25,318,000 | 25,970,000 | 25,869,000 | 26,890,000 |
| Risk-weighted assets | 195,313,000 | 210,423,000 | 246,978,000 | 219,995,000 |
Machine access — free, no API key
Every figure shown here about CBT BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.