Call reports 2025
CLINTON BANK — 2025
What CLINTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 69,176,000 | 71,376,000 | 69,607,000 | 72,174,000 |
| Total loans | 42,956,000 | 43,978,000 | 46,667,000 | 50,602,000 |
| Allowance for loan losses | 522,000 | 536,000 | 556,000 | 578,000 |
| Securities available for sale | 18,378,000 | 19,177,000 | 17,542,000 | 17,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,888,000 | 60,294,000 | 57,997,000 | 60,555,000 |
| Interest-bearing deposits | 43,735,000 | 44,685,000 | 43,750,000 | 47,095,000 |
| Noninterest-bearing deposits | 14,153,000 | 15,609,000 | 14,247,000 | 13,460,000 |
| Equity capital | 10,945,000 | 10,711,000 | 11,168,000 | 11,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,724,000 | 2,659,000 | 3,606,000 |
| Interest expense | 288,000 | 592,000 | 881,000 | 1,167,000 |
| Net interest income | 552,000 | 1,132,000 | 1,778,000 | 2,439,000 |
| Noninterest income | 50,000 | 103,000 | 157,000 | 209,000 |
| Noninterest expense | 466,000 | 967,000 | 1,523,000 | 2,089,000 |
| Provision for loan losses | 12,000 | 23,000 | 44,000 | 68,000 |
| Pretax income | 87,000 | 208,000 | 336,000 | 459,000 |
| Income tax | 14,000 | 26,000 | 44,000 | 66,000 |
| Net income | 73,000 | 182,000 | 292,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,855,000 | 12,655,000 | 12,680,000 | 12,666,000 |
| Total capital | 13,377,000 | 13,190,000 | 13,237,000 | 13,245,000 |
| Risk-weighted assets | 50,032,000 | 51,043,000 | 52,323,000 | 55,141,000 |