Call reports 2024
CLINTON BANK — 2024
What CLINTON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 66,209,000 | 65,902,000 | 67,826,000 | 68,949,000 |
| Total loans | 40,554,000 | 42,076,000 | 42,708,000 | 42,046,000 |
| Allowance for loan losses | 478,000 | 491,000 | 501,000 | 514,000 |
| Securities available for sale | 21,258,000 | 20,793,000 | 20,341,000 | 19,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,430,000 | 54,199,000 | 56,390,000 | 57,999,000 |
| Interest-bearing deposits | 42,066,000 | 40,977,000 | 43,523,000 | 42,692,000 |
| Noninterest-bearing deposits | 13,364,000 | 13,222,000 | 12,867,000 | 15,307,000 |
| Equity capital | 10,540,000 | 10,482,000 | 11,089,000 | 10,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,622,000 | 2,423,000 | 3,320,000 |
| Interest expense | 320,000 | 589,000 | 887,000 | 1,180,000 |
| Net interest income | 511,000 | 1,033,000 | 1,536,000 | 2,140,000 |
| Noninterest income | 44,000 | 92,000 | 150,000 | 198,000 |
| Noninterest expense | 459,000 | 889,000 | 1,340,000 | 1,781,000 |
| Provision for loan losses | 12,000 | 24,000 | 37,000 | 48,000 |
| Pretax income | 84,000 | 200,000 | 297,000 | 497,000 |
| Income tax | 5,000 | 23,000 | 30,000 | 70,000 |
| Net income | 79,000 | 177,000 | 267,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,666,000 | 12,646,000 | 12,738,000 | 12,781,000 |
| Total capital | 13,144,000 | 13,136,000 | — | 13,294,000 |
| Risk-weighted assets | 48,252,000 | 49,854,000 | — | 49,155,000 |