Call reports 2023
CLINTON BANK — 2023
What CLINTON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 65,002,000 | 63,965,000 | 67,045,000 | 75,595,000 |
| Total loans | 36,007,000 | 38,607,000 | 40,612,000 | 40,546,000 |
| Allowance for loan losses | 455,000 | 466,000 | 467,000 | 465,000 |
| Securities available for sale | 24,282,000 | 22,015,000 | 21,238,000 | 21,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,328,000 | 51,897,000 | 55,937,000 | 63,784,000 |
| Interest-bearing deposits | 37,874,000 | 37,644,000 | 42,760,000 | 49,098,000 |
| Noninterest-bearing deposits | 16,454,000 | 14,253,000 | 13,177,000 | 14,686,000 |
| Equity capital | 10,499,000 | 10,220,000 | 9,817,000 | 10,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,267,000 | 2,002,000 | 2,780,000 |
| Interest expense | 99,000 | 237,000 | 471,000 | 763,000 |
| Net interest income | 530,000 | 1,030,000 | 1,531,000 | 2,017,000 |
| Noninterest income | 44,000 | 93,000 | 134,000 | 172,000 |
| Noninterest expense | 424,000 | 854,000 | 1,305,000 | 1,727,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 138,000 | 246,000 | 337,000 | 439,000 |
| Income tax | 15,000 | 26,000 | 40,000 | 47,000 |
| Net income | 123,000 | 220,000 | 297,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,590,000 | 12,531,000 | 12,607,000 | 12,587,000 |
| Total capital | 13,045,000 | 12,997,000 | 13,074,000 | 13,052,000 |
| Risk-weighted assets | 45,837,000 | 48,265,000 | 49,698,000 | 51,289,000 |