Call reports 2022
CLINTON BANK — 2022
What CLINTON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 68,768,000 | 68,593,000 | 65,024,000 | 64,359,000 |
| Total loans | 33,921,000 | 36,304,000 | 36,167,000 | 36,348,000 |
| Allowance for loan losses | 442,000 | 443,000 | 443,000 | 443,000 |
| Securities available for sale | 29,025,000 | 26,644,000 | 24,661,000 | 23,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,133,000 | 55,143,000 | 53,452,000 | 54,121,000 |
| Interest-bearing deposits | 37,598,000 | 38,609,000 | 38,165,000 | 37,737,000 |
| Noninterest-bearing deposits | 17,535,000 | 16,534,000 | 15,287,000 | 16,384,000 |
| Equity capital | 11,125,000 | 10,154,000 | 9,883,000 | 10,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,083,000 | 1,650,000 | 2,252,000 |
| Interest expense | 61,000 | 126,000 | 184,000 | 252,000 |
| Net interest income | 458,000 | 957,000 | 1,466,000 | 2,000,000 |
| Noninterest income | 32,000 | 70,000 | 112,000 | 157,000 |
| Noninterest expense | 407,000 | 779,000 | 1,166,000 | 1,578,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 71,000 | 236,000 | 400,000 | 567,000 |
| Income tax | 4,000 | 21,000 | 41,000 | 59,000 |
| Net income | 67,000 | 215,000 | 359,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,200,000 | 12,291,000 | 12,435,000 | 12,467,000 |
| Total capital | 12,642,000 | 12,734,000 | 12,878,000 | 12,910,000 |
| Risk-weighted assets | 43,833,000 | 47,135,000 | 46,163,000 | 47,304,000 |