Call reports 2016
CLINTON BANK — 2016
What CLINTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 60,258,000 | 60,401,000 | 59,985,000 | 61,343,000 |
| Total loans | 32,593,000 | 33,449,000 | 34,956,000 | 37,103,000 |
| Allowance for loan losses | 418,000 | 432,000 | 445,000 | 473,000 |
| Securities available for sale | 21,713,000 | 21,320,000 | 21,050,000 | 20,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,203,000 | 42,191,000 | 41,804,000 | 42,678,000 |
| Interest-bearing deposits | 32,117,000 | 31,146,000 | 30,537,000 | 30,441,000 |
| Noninterest-bearing deposits | 10,086,000 | 11,045,000 | 11,267,000 | 12,237,000 |
| Equity capital | 11,205,000 | 11,402,000 | 11,540,000 | 11,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,176,000 | 1,744,000 | 2,322,000 |
| Interest expense | 55,000 | 110,000 | 164,000 | 219,000 |
| Net interest income | 494,000 | 1,066,000 | 1,580,000 | 2,103,000 |
| Noninterest income | 35,000 | 75,000 | 195,000 | 245,000 |
| Noninterest expense | 383,000 | 769,000 | 1,145,000 | 1,509,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 63,000 |
| Pretax income | 157,000 | 382,000 | 628,000 | 816,000 |
| Income tax | 31,000 | 85,000 | 148,000 | 191,000 |
| Net income | 126,000 | 297,000 | 480,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,954,000 | 11,052,000 | 11,235,000 | 11,267,000 |
| Total capital | 11,372,000 | 11,484,000 | 11,680,000 | 11,740,000 |
| Risk-weighted assets | 42,095,000 | 45,888,000 | 43,778,000 | 45,768,000 |
Machine access — free, no API key
Every figure shown here about CLINTON BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.